By the end of the chapter, the student will be able to do the following:

  • Explain how past and more current loan and housing programs and overall economic instability impacted people of color disproportionately more than whites.
  • Know the definitions of predatory lender, assets, and subprime loan.
  • Understand how asset-based social policy works.
  • Express the disparities of wealth that exists among racial groups.
  • Understand measures of housing segregation.
  • Understand the reverberating negative social impacts of segregated and poor neighborhoods.